New Instant payouts now live in 40+ countries

Payments that move at the speed of your business

Clear Flow is the unified payments platform built for modern teams. Accept, process, and reconcile money worldwide with one elegant API — and a 99.999% uptime guarantee.

No setup fees PCI DSS Level 1 Go live in minutes
Settled today
$1.84M
Avg. settlement
0.9s
app.clearflow.io/dashboard
Total Volume Processed
$24,918,402 +18.2%
Live
NK Northwind Co.
$4,820.00Settled
LM Lumen Studio
$1,240.50Settled
AV Aviato Inc.
$9,310.00Settled

Powering payments for 18,000+ ambitious companies

◆ Northwind✦ Lumen▲ Aviato◉ Hooli❍ Initech⬡ Stark✸ Globex ◆ Northwind✦ Lumen▲ Aviato◉ Hooli❍ Initech⬡ Stark✸ Globex
The platform

Everything you need to move money

One integration replaces a dozen vendors. Acquiring, orchestration, fraud, and reconciliation — unified.

Accept any payment method, anywhere

Cards, wallets, bank transfers, ACH and 135+ local methods across 195 countries — with smart routing that lifts authorization rates by up to 11%.

// One call. Every method. const charge = await clearflow.charges.create({ amount: 4200, currency: 'usd', methods: ['card', 'apple_pay', 'ach'], capture: true })

Fraud, neutralized

Adaptive ML scores every transaction in under 50ms, blocking fraud while letting good customers through.

Instant payouts

Send money to your sellers and partners in seconds, not days — on rails in 40+ countries.

Reconciliation on autopilot

Every payment, fee, and refund matched automatically. Close your books in hours, not weeks.

Multi-currency by default

Hold, convert, and settle in 135 currencies with FX rates you can actually understand.

0%
Uptime SLA
$0
Processed in 2025
0
Countries supported
0ms
Avg. fraud scoring
How it works

From signup to settled in three steps

No lengthy onboarding, no compliance maze. Just clean, fast integration.

Connect

Drop in our SDK or use a prebuilt checkout. Authenticate with one API key and you're live in the sandbox immediately.

Accept

Start taking payments across every channel — web, mobile, in-person, and recurring — with a single unified balance.

Scale

Let smart routing, instant payouts, and auto-reconciliation handle the complexity as your volume grows.

Built for trust

Bank-grade security, without the bank-grade friction

Money is sensitive. Clear Flow holds it to the highest standard so you don't have to think about it — ever.

  • PCI DSS Level 1 certifiedThe strictest tier in the industry, audited annually by independent assessors.
  • End-to-end encryptionCard data is tokenized at the edge and never touches your servers.
  • SOC 2 Type II & GDPR readyCompliance baked in, with data residency controls in every region.
  • Real-time threat monitoringA dedicated team and adaptive models watch your traffic 24/7.
Recent activity Secured
VISA
Card payment
•••• 4242 · Tokenized
$320.00
Apple Pay
3-D Secure · Passed
$89.99
ACH
Bank transfer
Verified · Encrypted
$2,400.00
!
Blocked attempt
Fraud score 0.97 · Declined
$5,990.00
"We migrated from three separate providers to Clear Flow in a weekend. Authorization rates jumped 9%, reconciliation went from days to minutes, and our finance team finally sleeps at night."
RC
Rosa Chen
VP of Finance, Northwind Co.

Ready to clear the way?

Join 18,000+ businesses moving money faster with Clear Flow. Create an account and process your first payment in minutes.